An article by GenX published
Please do not reprint or republish in part or in any form.
I was in Melbourne Australia for about 3 weeks in total and this gave me the opportunity to go get FREE Visa and MasterCard Debit Cards from Australia banks. You see, unlike in Malaysia where non premier Debit Cards can be issued on the spot with pre-printed card numbers, in Australia the debit card number and your name are the embossed type like credit cards and usually need several days for the card to be ready for collection or sent to your mailing address.
Of course, I needed an Australia address too, which was not a problem as I have relatives staying right smack in Melbourne Central Business District where I can just walk to his apartment from my hotel :)
So what do I meant by FREE Visa and MasterCard Debit Cards from Australia Banks?
Most banks in Australia have a account to cater for day to day use which they term as Transaction Account which allows you to deposit and withdraw cash, use to pay bills online, transfer funds online, a debit card for face to face or online purchases and even cheque book. However, most banks charge a monthly fees and only waive it with certain conditions like monthly deposit of AUD2K or maintain a certain fixed monthly balance in the account. The good news is that there are few banks that do issue you FREE Visa or MasterCard Debit Card for FREE and you won't be charge a single sen penalty even if your account balance is ZERO.
I am pleased to share with you the few truly good Australian banks that are not out to suck your hard earn money (not really applicable to my case since I have no income in Australia, haha).