In my previous articles I have shown you guys FREE Debit Cards offered by banks in Australia. The Debit Cards that are issued together with Transaction Accounts offered by Citibank, HSBC and NAB are truly FREE as you do not need to deposit or maintain a single cent in the accounts. As for Commonwealth Bank Debit Card, issued with Complete Access, well, we have to deposit a certain sum monthly or else a monthly fee will be imposed.
This article will touch on Citibank CitiGold Account where one will be rewarded with CitiGold status if one deposits or invests AUD100K with Citibank.
Well, guess what, sometime last month when I logged on to my Citibank Australia Online Account, I noted the word CitiGold mentioned at the top of every page. So I called Citibank and was informed that I have been upgraded to CitiGold status without even applying for it. I then requested for the Citibank CitiGold Debit Card :) The CitiGold Debit Card was forwarded to me about a week after I requested for it.
I remembered reading that CitiGold members are eligible to Citibank Australia Platinum credit card where the annual fee is waived as long as we have CitiGold status. So I called Citibank again to try and see if I can get their Platinum credit card without having to disclose my income. Unfortunately, the girl on the line said that I have to meet their minimum annual income of AUD35K to be eligible for their Platinum card and she was not really aware if CitiGold customers are entitled to FREE annual fees. I wanted a credit card badly and was kind of disappointed after I hung up the phone.
